Joseph Green Joseph Green's Profile Page

Joseph Green Joseph Green

0 Course Enrolled • 0 Course Completed

Biography

Maryland Insurance Administration Life-Producer考試重點 - Life-Producer證照資訊

最近，Fast2test開始提供給大家很多關於IT認證考試的最新的資料。比如Life-Producer考古題都是根據最新版的IT認證考試研發出來的。可以告訴大家最新的與考試相關的消息。考試的大綱有什麼變化，以及考試中可能會出現的新題型，這些內容都包括在了資料中。所以，如果你想參加IT考試，最好利用Fast2test的資料。因為只有這樣你才能更好地準備考試。

Fast2test 考题大师始终致力与为客户提供 Life-Producer 认证的全真考题及认证学习资料，該模擬試題可以在不同的電腦中使用，這對於考生來說沒有任何限制。我們的 Life-Producer 權威考試題庫軟體是 Maryland Insurance Administration 認證廠商的授權產品，全新的收錄了 Maryland Insurance Administration 認證考試的所有試題，並根據認證的不斷變化而動態更新，參考資料的考試試題都是最新推出的。能够帮助你一次通过 Maryland Insurance Administration Life-Producer 认证考试。

>> Maryland Insurance Administration Life-Producer考試重點 <<

Life-Producer證照資訊，Life-Producer考試內容

Maryland Insurance Administration的Life-Producer考試認證，Fast2test是當前最新Maryland Insurance Administration的Life-Producer考試認證和考題準備問題提供認證的候選人中的佼佼者，我們資源不斷被修訂和更新，具有緊密的相關性和緊密性，今天你準備Maryland Insurance Administration的Life-Producer認證，你將要選擇你要開始的訓練，而且要通過你下一次的考題，由於我們大部分考題是每月更新一次，你將得到最好的資源與市場的新鮮品質和可靠性的保證。

最新的 Maryland Insurance Life-Producer 免費考試真題 (Q55-Q60):

問題 #55
How does the payment of an accelerated benefit affect a life insurance policy?

A. It increases the cash value.
B. It increases the policy premium.
C. It decreases the grace period.
D. It decreases the death benefit.

答案：D

解題說明：
Comprehensive and Detailed Step by Step Explanation:Accelerated benefits allow a policyholder to receive a portion of the death benefit early, often due to terminal illness or specific qualifying conditions:
* Decreases the death benefit (D):The accelerated amount reduces the death benefit available to beneficiaries.
* Increases the cash value (A):Incorrect; accelerated benefits are drawn from the policy, reducing cash value and death benefits.
* Increases the policy premium (B):Premiums generally remain unchanged.
* Decreases the grace period (C):Not affected by accelerated benefits.
References:Maryland Accelerated Benefit Provisions, COMAR 31.09.04, and IRS Tax Treatment of Accelerated Death Benefits.

問題 #56
An insurance agent's license may be revoked for all of the following reasons EXCEPT:

A. Having no insurer appointment in effect for ten days
B. Having been found guilty of rebating
C. Violating any insurance statute or regulation
D. Being convicted of a felony

答案：A

解題說明：
Comprehensive and Detailed Step by Step Explanation:An agent's license can be revoked for serious infractions that violate Maryland's insurance laws:
* Rebating (B):Prohibited under Maryland's Unfair Trade Practices Act.
* Felony conviction (C):Grounds for revocation as it questions the agent's moral character.
* Violating insurance statutes or regulations (D):Includes infractions such as fraud, misrepresentation, or failure to meet ethical standards.
* Having no insurer appointment for ten days (A):Incorrect. A lack of appointment does not constitute a violation; it only affects the ability to conduct business temporarily.
References:Maryland Insurance Article §10-126, COMAR 31.03.02, and Licensing Enforcement Guidelines.

問題 #57
The amount received for a life insurance policy in a viatical settlement is:

A. Less than the death benefit
B. Equal to the sum of all premiums paid
C. Equal to the death benefit
D. Greater than the death benefit

答案：A

解題說明：
Comprehensive and Detailed Step by Step Explanation:A viatical settlement allows a policyowner (often with a terminal illness) to sell their life insurance policy for immediate cash, typically to a third party.
* Less than the death benefit (D):The settlement amount is a fraction of the policy's face value, reflecting the buyer's expected profit after paying premiums and collecting the death benefit.
* Equal to the sum of all premiums paid (A):This is incorrect as premiums paid do not determine the settlement amount.
* Equal to the death benefit (B):The buyer profits from receiving the full death benefit upon the insured' s death, so they pay less upfront.
* Greater than the death benefit (C):This would result in a financial loss for the buyer, which is not the case in viatical settlements.
References: Maryland Viatical Settlement Act, COMAR 31.09.10, and Terminal Illness Policyholder Assistance Guidelines.

問題 #58
Splitting the commission with the buyer on a sale of insurance is an unfair trade practice known as:

A. Rebating
B. Binding
C. Soliciting
D. Twisting

答案：A

解題說明：
Comprehensive and Detailed Step by Step Explanation:Rebatingoccurs when an insurance producer offers a portion of their commission, premium reductions, or other inducements to buyers that are not explicitly stated in the policy. It is prohibited under Maryland law to ensure fair competition and maintain ethical standards.
* Rebating (D):Involves returning part of the commission or providing benefits not in the policy to incentivize a sale, violating Maryland Insurance Article §27-212.
* Twisting (A):Refers to persuading a policyholder to lapse or replace a policy through misrepresentation, unrelated to commission-sharing.
* Binding (B):Relates to confirming coverage but does not involve commissions.
* Soliciting (C):Refers to seeking potential clients, not the unfair practice of rebating.
References:Maryland Unfair Trade Practices Act, COMAR 31.15.05, and Maryland Insurance Article §27-
209.

問題 #59
Which advantage does an employer gain by providing a qualified retirement plan, as contrasted to a non- qualified plan?

A. The employer's contributions to the plan are tax deductible
B. The plan funds are available for general business needs
C. It is useful in rewarding selected employees for good work performance
D. It can be designed for the exclusive benefit of several key employees

答案：A

解題說明：
Comprehensive and Detailed Step by Step Explanation:Qualified retirement plans, such as 401(k) and pension plans, offer significant tax advantages for employers:
* Tax-deductible contributions (B):Employer contributions to qualified plans are deductible as business expenses, reducing taxable income.
* Exclusive benefit for key employees (A):Not allowed under IRS rules, as qualified plans must follow non-discrimination requirements.
* Funds available for business needs (C):Incorrect, as plan funds are held in trust and cannot be used for business operations.
* Rewarding selected employees (D):Qualified plans must comply with anti-discrimination rules, so rewards must benefit all eligible employees.
References:IRS Publication 560, Maryland Retirement Plan Standards, and COMAR 31.09.11.

問題 #60
......

我們的Maryland Insurance Administration Life-Producer題庫是由專業的IT團隊以最好的技術水準制作而得到的學習資料，其中整合最新的Life-Producer考試問題得到而來，以確保您購買我們的題庫資料是真實有效的，即使是新手也可以快速輕松獲得Maryland Insurance Administration Life-Producer認證。對于如此有效的考古題，趕快加入購物車吧！付款之后您就可以立即下載所購買的Life-Producer題庫，這將會讓您在您的考試中獲得高分，并順利的通過Life-Producer考試。

Life-Producer證照資訊: https://tw.fast2test.com/Life-Producer-premium-file.html

所以，單單是Life-Producer考試資格就不是每個人都能輕易獲得的，能否成功通過一項考試，並不在於你看了多少東西，而在於你是否找對了方法，Fast2test就是你通過Life-Producer認證考試的正確方法，無論您需要尋找什么樣子的Maryland Insurance Administration Life-Producer考古題我們都可以提供，借助我們的Life-Producer學習資料，您不必浪費時間去閱讀更多的參考書，只需花費20 – 30小時掌握我們的Maryland Insurance Administration Life-Producer題庫問題和答案，就可以順利通過考試，你現在正在這樣做嗎，Maryland Insurance Administration Life-Producer考試重點它可以迅速的完成你的夢想，Maryland Insurance Administration Life-Producer考試重點而且所有的考古題都免費提供demo，Maryland Insurance Administration Life-Producer考試重點你可以選擇本網站的考題寶典。

她自然不會暴露火種壹事，隨意找了理由搪塞了過去，他們大都出身卑微，和他這等富家子弟根本沒法比，所以，單單是Life-Producer考試資格就不是每個人都能輕易獲得的，能否成功通過一項考試，並不在於你看了多少東西，而在於你是否找對了方法，Fast2test就是你通過Life-Producer認證考試的正確方法！

分享最新版本的Life-Producer題庫 - 免費下載Maryland Life Producer Exam (Series 20-27) - Life-Producer擬真試題

無論您需要尋找什么樣子的Maryland Insurance Administration Life-Producer考古題我們都可以提供，借助我們的Life-Producer學習資料，您不必浪費時間去閱讀更多的參考書，只需花費20 – 30小時掌握我們的Maryland Insurance Administration Life-Producer題庫問題和答案，就可以順利通過考試。

你現在正在這樣做嗎，它可以迅速的完成你的夢想。

Joseph Green Joseph Green

Biography

Archives

Categories

Pages

Categories

Archive